Spend Insights in SiFi

Spend Insights in SiFi

SiFi’s Spend Insights provides a clear, real-time view of your company’s spending patterns. With interactive dashboards, you can track spend by merchants, employees, cards, and team budgets, while also spotting spend trends over time. This ensures smarter decision-making and better control of company finances.



Key Metrics Displayed

  • 💳 Total Spend – Combined spend across cards, reimbursements, and transfers.

  • 💸 Card Spend – Spend made via SiFi corporate cards.

  • 📥 Reimbursements Paid – Total reimbursement payouts made to employees.

  • 🏦 Cash Out – Withdrawals from your SiFi wallet to company accounts.


Dashboard Views

1. Spend Trends

  • View daily, weekly, or monthly spend activity.

  • Identify peak spend periods and irregular spikes.

  • Compare total spend vs. card spend in real-time.


2. Card Spend Breakdown

  • See spend by each active card.

  • Identify top-spending cards instantly.

  • Check card usage distribution (e.g., team cards vs. individual cards).


3. Team Budget Insights

  • Track spending across all team budgets.

  • Drill down into specific department or project allocations.

  • Quickly spot underutilized or over-budget teams.


4. Merchant Analysis

  • Discover top merchants your team is spending with.

  • Spot recurring vendors (e.g., SaaS, travel, office suppliers).

  • Evaluate negotiation opportunities with high-spend vendors.


5. Employee Spending

  • View spend by employee, including:

    • % of company spend

    • Change over time (growth/reduction)

    • Amount spent

  • Identify top spenders and encourage compliance.


Filters & Customization

Easily refine your insights using filters:

  • By Period → This month, last month, quarter, or custom date range.


    • Related Articles

    • 🚀 Getting Started: Setting Up Your SiFi Platform

      To make the most of your SiFi platform, there are a few essential steps you need to complete during setup. These steps ensure your company can start using SiFi smoothly for expense management, reimbursements, and card controls. ✅ Step 1: Set Up Your ...
    • 📑 How to View & Download Account Transactions in SiFi

      Your Account Transactions section provides a full overview of all money movements within your company’s primary SiFi account. This ensures transparency, easier reconciliation, and complete visibility into financial activities. 📝 What You Can See in ...
    • 📂 Download Center in SiFi

      The Download Center is your one-stop hub to manage, track, and re-download all reports and files you generate in SiFi. Instead of downloading reports immediately after generating them, you can always return to the Download Center to access your files ...
    • SiFi Cards 3DS

      🔒 What is 3D Secure (3DS)? 3DS (3-D Secure) is an extra security layer used for online card transactions. It was developed by Mastercard, Visa, and other global networks to protect both cardholders and merchants against fraud. Instead of only ...
    • 📑 Balance Confirmation Certificate in SiFi

      SiFi allows you to generate a Balance Confirmation Certificate directly from the platform. This certificate provides an official record of your account, budget, or sub-account card balance on a specific date — ideal for audits, reconciliations, or ...