Payment methods

A payment method is how money reaches a partner. SiFi gives you three rails, plus tools to verify accounts and manage saved beneficiaries.

Method	Use it when…	Cost	Arrives
Internal	Your partner also uses SiFi	Free	Instantly
Local	Your partner banks in Saudi Arabia	Shown before you send	Same day up to SAR 20,000, next working day above (As per SARIE rules)
SWIFT	Your partner banks outside Saudi Arabia	Shown before you send	Varies by destination

A partner can have more than one payment method — you choose which to use each time you pay them.

Guides

Pay another SiFi account (internal transfer) — free, instant transfers between SiFi accounts
Pay a Saudi bank account (local transfer) — send to any Saudi IBAN
Pay an international account (SWIFT transfer) — international wire transfers
Verifying a payment method — how SiFi checks account details before the first payment
Managing beneficiaries & IBANs — update, remove, and organize saved accounts

Need more help? Contact support@sifi.sa.